Prepare for the Certified Identity Theft Risk Management Specialist Exam. Leverage flashcards and multiple-choice questions, each with hints and insights. Ready yourself for success!

Identity theft can lead to several significant consequences for the individual affected, such as financial loss, a negative impact on credit score, and emotional distress. Financial loss typically occurs due to unauthorized charges made in the victim's name or draining of bank accounts. The impact on credit score arises when fraudulent accounts are opened using the victim's information, leading to missed payments and increased debt, which can hinder future borrowing ability.

Emotional distress is also a prominent consequence, as victims often experience anxiety, fear, and feelings of violation regarding their personal information.

In contrast, increased employment opportunities are generally not associated with identity theft. When individuals become victims, their financial stability can be compromised, which may hinder their ability to secure employment or may limit their job prospects if background checks reveal credit issues. Therefore, the concept of gaining increased employment opportunities in the context of identity theft doesn’t align with the typical consequences experienced.

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