What must a consumer do to lift a credit freeze?

To lift a credit freeze, a consumer must contact the credit bureau to request unfreezing. This process is designed to protect consumers from identity theft while giving them control over their credit report. When a consumer places a freeze on their credit, they receive a PIN or password. However, to lift the freeze, the direct action required is initiating a request to the credit bureau, which can often be done through their website, over the phone, or by mail.

While options regarding financial advisors or fees might seem relevant, they don't pertain to the core process of lifting a credit freeze, which specifically requires communication with the credit bureau where the freeze was established. The focus is on direct interaction with the bureau rather than seeking advice or incurring extra costs, highlighting the straightforward nature of managing one's credit status.