What is the term for a scheme where identity thieves create websites similar to legitimate companies?

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Prepare for the Certified Identity Theft Risk Management Specialist Exam. Leverage flashcards and multiple-choice questions, each with hints and insights. Ready yourself for success!

The term for a scheme where identity thieves create websites resembling legitimate companies is referred to as pharming. This technique involves redirecting users from legitimate websites to fraudulent ones without their knowledge, typically through the exploitation of vulnerabilities in browser software or through the poisoning of DNS (Domain Name System) settings. The goal is to trick individuals into entering personal information, such as usernames, passwords, or financial details, which can then be exploited for identity theft.

Pharming is particularly insidious because it can occur without any user interaction with spam emails or links; users may believe they are accessing a secure site when in fact, they are on a fraudulent one designed to capture their sensitive information. This highlights the importance of being vigilant and ensuring that the URL is correct and secure (https://) before entering any personal data online.

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