What is identity theft?

Identity theft is defined as the unauthorized acquisition and use of personal information. This encompasses a range of activities where an individual's personal data—such as Social Security numbers, bank account information, or credit card details—is taken and misused, typically for financial gain. The essence of identity theft lies in the illegitimate access to this sensitive information without the consent of the individual whose data is being exploited.

The focus on unauthorized acquisition emphasizes the breach of privacy and trust that identity theft represents. Individuals whose information is stolen may face significant financial losses, legal challenges, and emotional distress as they work to reclaim their identities and rectify the consequences of the theft. By understanding this definition, it becomes clear that safeguarding personal information is crucial in mitigating the risks of such illicit activities.

The other options do not align with the definition of identity theft. Legal access to another's financial records represents a legitimate action often permitted under certain circumstances, and it does not imply wrongdoing. Stealing physical property from a residence pertains to burglary rather than identity theft, as it involves tangible items instead of personal information. Using security measures to protect personal data is proactive and safeguards against identity theft, rather than describing the act itself. Thus, the correct understanding of identity theft focuses specifically on the unauthorized use